Section 1
Definitions
"Company", "We", "Us", "Our"
Refers to the operator of the application.
"Content Owner"
GSM Associates Private Limited (owner of all course content)
"App"
GSM B School mobile application
"User" / "Subscriber"
Any individual who accesses or uses the App
"Services"
Pre-recorded courses, subscriptions, and learning modules
Section 2
Eligibility
You must be 14 years or older to use the App.
You confirm that all information provided is accurate and complete.
Section 3
Account Registration
To use the App:
Provide a valid mobile number and required details
Maintain confidentiality of your account
Accept communication via SMS, Email, WhatsApp, Calls, and Push notifications
Section 4
Subscription & Payments
GSM B School operates on a monthly subscription model.
Payment Methods:
Razorpay / Cashfree
Paytm / UPI / Cards
Corporate billing
Any other mode notified by us
Subscription activates only after successful payment.
4A. Apple In-App Purchases (iOS Users)
Payment will be charged to your Apple ID at confirmation of purchase
Subscription automatically renews unless cancelled 24 hours before the end of the current period
Renewal charges apply within 24 hours before expiry
Manage or cancel via: iPhone Settings โ Apple ID โ Subscriptions
No refund for unused subscription period
Section 5
Refund Policy
All payments are non-refundable
Cancellation is allowed anytime, but no refund for unused or partial period
Duplicate/failed payments handled as per Refund Policy
Section 6
Content Ownership & Usage
All content is owned by GSM Associates Private Limited. You are granted a limited, personal, non-transferable license.
You must NOT:
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Download or record videos
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Share content outside the App
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Copy, distribute, or resell content
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Use content for coaching or commercial use
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Re-upload content anywhere
Violations may result in:
Account termination
Legal action
Financial penalties
Section 7
User Responsibilities
You agree:
Not to misuse the platform
Not to hack, modify, or reverse engineer
Not to impersonate others
Not to harass users or support team
To follow all Indian laws and cyber laws
Section 8
Service Availability
We aim for smooth service, but we do not guarantee 100% uptime, error-free streaming, or no interruptions.
Interruptions may occur due to:
Maintenance
Server updates
Technical issues
Network problems
Force majeure events
No refund will be provided for such interruptions.
Section 9
Termination of Access
We may suspend or terminate access if:
Terms are violated
Content is misused or shared illegally
Fraudulent activity occurs
Unauthorized access is attempted
Payment failure
After termination:
Access is revoked immediately
No refund will be issued
Section 10
Limitation of Liability
To the extent permitted by law:
We are not liable for data loss, revenue or profit loss, or business interruption
We are not responsible for device issues or internet/network failures
No guarantee of training outcomes
Use the App at your own risk.
Section 11
Data Privacy
Data handled as per our Privacy Policy
User data belongs to the App operator
Content belongs to GSM Associates Pvt Ltd
Data may be used for analytics and business insights
We do not sell user data
Compliant with Indian privacy regulations
Section 12
Third-Party Services
We may use:
Payment gateways
Cloud hosting
SMS/Email APIs
Analytics tools
We are not responsible for third-party practices.
Section 13
Changes to Terms
Terms may be updated anytime
Updates will be posted in the App
Continued use = acceptance of changes
Section 14
Governing Law
Governed by the laws of India
Jurisdiction: Coimbatore, Tamil Nadu